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Accidents – Uninsured / Underinsured Motorist
Coverage
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Uninsured and Underinsured Motorist Coverage– How these two
insurance riders affect your claim. San Antonio
auto accident attonreys serving South Texas,
including, Corpus Christi, McAllen,
& Laredo.
Uninsured/Underinsured Motorist
It is estimated that up to one third of all drivers on the road have
no insurance at all. They either can not afford insurance or do not
carry enough insurance to adequately protect them in an accident.
This disregard for auto insurance regulations can leave other law
abiding drivers at serious financial risk for injuries sustained from
an accident with one of these uninsured motorists. If you have been
in an accident with an uninsured or underinsured motorist, it is critical
to contact a Texas auto accident lawyer right away. You do not want
to speak with the insurance carrier and inadvertently give up your
valuable rights. An auto accident attorney can advise you on what
not to say to an insurance carrier and can help you get the compensation
you deserve for your injuires.
Uninsured Motorist
Uninsured Motorist coverage is an elective coverage that can protect
you in the event you have an accident with an uninsured motorist.
As we have seen, many drivers on Texas roads do not carry insurance
so this type of coverage is valuable to purchase. It is important
to contact your insurance carrier first if you have had an accident
with an uninsured motorist and you carry uninsured motorist protection.
You must follow certain procedures in order to not give up your benefits.
Your San Antonio auto accident lawyer can best inform you of the procedures
to follow in order to get properly compensated for your injuries.
Underinsured Motorist
As its name suggests, underinsured motorist coverage protects you
in the event the at - fault driver was not adequately insured to cover
the amount of damages you sustained in the accident. Typically underinsured
motorist carry on the legal limit of insurance which can be woefully
inadequate in the event of an accident. You should contact a San Antonio
auto accident attorney as soon as possible after your accident. Do
not attempt to settle with an insurance company before first contacting
a lawyer. You may forfeit your underinsured motorist benefits if you
do not get “permission to settle” from your insurance carrier. Don’t
let this happen to you. Call the auto accident lawyers at Rush & Gransee,
L.C. right away.
At The Law Offices of Rush & Gransee, we are experienced Texas
auto accident attorneys. We will assist you in all aspects of your
claims and settlement process, including preparing all paperwork,
helping with medical treatment and bills, car repairs and rental car
arrangements. We deal regularly with the insurance companies and their
attorneys, aggressively pursuing fair compensation for our clients
for the injuries and damages they have sustained. If we are not able
to obtain adequate compensation through negotiation with the insurance
company we will take the insurance company to court in order to get
what you rightfully deserve. We are proven and experienced trial attorneys
in the State of Texas, we know the rules of the road and the laws
that pertain to automobile accidents. We use that knowledge to obtain
the results our clients deserve. Call or email us right now for a
free consultation about your case. We take cases throughout the state
of Texas and will in many instances travel to meet you in home. Don’t
settle for less than you deserve. Call The Law Offices of Rush & Gransee
today.
Click here for
more information about Policies and Procedures.
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